Out of work, and the family deep in debt.  Well, thank
goodness Jo Beth's $10,000 loan would be written off, via
teacher loan forgiveness for teaching at a "low" school.

Nope.  She was shy of the five year requirement, because of a
slightly late start date her first year.

Could she be granted an exception due to her unique health
situation?  No.  Even given her "low" students' outstanding
achievement levels?  No.  Could she work summer school for
two months to fulfill the lack?  No.  The writeoff rules required
five full school years.  There were no exceptions.

Jo Beth could not possibly teach an entire additional year.
Her choice of second career had added $10,000 to the family's
debt.  Lucky, lucky Jo Beth (and her family).
No Teachee, No Payee

Where Jo Beth is screwed by the government.  Join the club.
Study Questions:
Do you think she was really screwed?  
The rules were clear when she began.
Should honest intentions, good effort
and bad luck bypass rules?
The

Bestest Most Luckiest Ever

Award